Private-paying clients choose not to involve insurance companies in their mental health care primarily for privacy and control over their therapeutic process. In this manner, their therapy is not limited by the diagnosis, treatment plan or session limits that health insurance companies may dictate.
To have therapy services covered under insurance, a mental health diagnosis must be made. This will become a part of your permanent health care record. NOTE: Some insurance companies may choose not to reimburse for certain services, such as couples or family therapies.
By paying privately or out-of-pocket, you are assured of the highest degree of privacy, flexibility and control of your mental health record allowed by Minnesota state law, since my records are exempt from insurance reporting and random compliance audits. There is a greater freedom in working collaboratively to decide how often to attend therapy, and it is your choice as to what you want to focus on.